Personal Loan - EMI Calculator Privacy Policy
A good privacy policy is crucial for an app like Personal Loan - EMI Calculator, especially since it deals with financial information and is subject to strict regulations. The policy needs to be transparent, clearly stating what data is collected, why it's collected, and how it's handled.
Here is a new privacy policy that is more detailed and tailored to a personal loan EMI calculator app. It updates the key details you provided and includes essential clauses for an app that may handle or interact with sensitive financial data.
Privacy Policy for Personal Loan - EMI Calculator
This Privacy Policy applies to the Personal Loan - EMI Calculator mobile application (the "Application") developed by Forthy developer (the "Service Provider"). This service is offered as a Free service and is intended for use "AS IS."
This policy outlines how we collect, use, and protect your information when you use our Application. By using the Application, you agree to the collection and use of your information in accordance with this policy.
1. Information Collection and Use
The Application may collect certain information to provide and improve our services. We collect two types of information: Personal Information and Automatically Collected Information.
a. Personal Information
To use the Application's features, you may be asked to provide certain personally identifiable information, such as your name, email address, and phone number. This information is collected and stored by the Service Provider and may be used to:
Contact you with important information, required notices, and marketing promotions.
Provide you with access to additional features or services.
Respond to your questions or support requests.
b. Automatically Collected Information
When you download and use the Application, we may automatically collect certain information about your device and usage. This data is essential for the Application's functionality and for improving the user experience. This information may include:
Your device's Internet Protocol (IP) address.
Device information, such as the operating system, device model, and unique device identifiers.
Usage data, including the pages or screens you visit within the Application, the time and date of your visit, and the time spent on those pages.
App activity, such as calculation inputs (e.g., loan amount, interest rate, tenure) and results. Please note that we do not store or track your specific financial details. The calculator only processes the information you enter to provide an EMI calculation.
The Application does not gather precise information about the location of your mobile device.
2. Third-Party Services
The Application utilizes third-party services that may collect information to aid in providing and improving our services. These third parties have their own privacy policies governing their use of your data. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party services.
The Application uses the following third-party services:
Google Play Services: For core Application functionality and services.
AdMob: For displaying advertisements.
Firebase Crashlytics: For collecting crash reports to help us improve the Application's stability and performance.
Facebook: For advertising and analytics services.
3. Data Sharing and Disclosure
We will only share your information with third parties in the ways described in this privacy statement. We do not sell, rent, or trade your personal information. We may disclose your information:
As required by law: To comply with a subpoena or similar legal process.
To protect our rights: When we believe in good faith that disclosure is necessary to protect our rights, your safety, or the safety of others, to investigate fraud, or to respond to a government request.
With trusted service providers: We may share information with trusted third-party service providers who work on our behalf. These providers are bound by confidentiality agreements and are not permitted to use the information for any independent purpose.
We may also periodically transmit aggregated, anonymized data to external services to help us improve the Application. This data cannot be used to identify you personally.
4. Your Rights and Data Retention
a. Opt-Out Rights
You can easily stop all collection of information by the Application by uninstalling it. You can use the standard uninstall process available on your mobile device or through the app marketplace.
b. Data Retention Policy
We will retain your data for as long as you use the Application and for a reasonable time thereafter. If you wish for us to delete any personal data you have provided, please contact us at oneclass431@gmail.com, and we will respond in a reasonable time.
5. Children's Privacy
This Application is not intended for use by children under the age of 13. We do not knowingly solicit or collect personally identifiable information from children under 13. If we become aware that a child under 13 has provided us with personal information, we will immediately delete it from our servers. If you are a parent or guardian and are aware that your child has provided personal information, please contact us at oneclass431@gmail.com.
6. Security
We are committed to protecting the confidentiality of your information. We use physical, electronic, and procedural safeguards to protect the information we collect and maintain. However, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee the absolute security of your information.
7. Changes to This Privacy Policy
This Privacy Policy may be updated from time to time to reflect changes in our practices or legal requirements. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this policy regularly for any changes, as your continued use of the Application signifies your acceptance of any amendments.
This privacy policy is effective as of 17/09/2025.
8. Your Consent
By using the Application, you are consenting to the processing of your information as described in this Privacy Policy.
9. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us via email at oneclass431@gmail.com.